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Home Purchase Loans and Refinance in Southern California

Welcome to the official site of Equity Smart Home Loans. We are a full-service mortgage company based in South Pasadena, CA. We specialize in Home Purchase Loans and Refinance throughout Southern California which include Los Angeles County, Riverside County, San Bernardino County and Orange County. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | USDA Streamline | Conventional | HELOC | Jumbo

Contact Equity Smart Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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